The first step is finding a suitable lot. The second step is to view our website for ideas or give us your ideas so we can put together a proposal and some drawings.
Once the drawings are done and the proposal is withing your budget; we will do a quick calculation of the finish costs you can expect and you can go to the bank for a consultation with a loan officer. We have had good success with Alaska USA, Mat Valley Credit Union and First National of Anchorage.
Once you have your loan packet we can schedule an appointment and go over it with you. Then we get bids from our sub contractors for whatever portion of the work you cannot do yourself, do the worksheet, put together the schedule and submit it to the bank for approval.
Some banks will require an asbuilt survey, appraisal and ICBO inspections, so these have to be figured into the final cost. The process can take as little as two weeks and as long as six months depending on how busy everyone is and your schedule. The average time for construction of a residential home by an owner/builder is six months.
Owner/builder projects aren't for everyone but there are a lot of savings to be had if you have the time to keep an eye on the work and the schedule. If you have questions about the process feel free to send and email or give us a call and we can steer you in the right direction.
The next thing to saying a good thing yourself, is to quote one."
Ralph Waldo Emerson